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Mortgage Terminology
Carlvette McIver | March 25, 2026 -
04/08/25 – 91730 Market Stats
Carlvette McIver | April 08, 2025
Begin With a Conversation
Whether you’re seeking a swift, strategic sale, evaluating an investment, or searching for a place to call home, the process begins with listening.
Real estate decisions are rarely just transactions—they’re milestones that benefit from clear thinking, strong advocacy, and experienced guidance. With 22+ years of combined experience as a licensed Realtor® and mortgage lender, myself and team can offer a practical, end-to-end perspective that helps clients move with a clear understanding of the current market. Whether that means acting quickly on an investment or patiently securing a dream home.
My career began in the Bay Area in community advocacy and transitional housing, shaping a service philosophy grounded in care, clarity, and accountability. Today, I serve clients statewide in California—including Alameda, Sacramento, Contra Costa, Los Angeles, San Bernardino, Riverside, Orange, and San Diego Counties with either myself or my trusted partner agents across all 50 states to ensure continuity wherever life or opportunity leads.
Services Designed for Momentum and Peace of Mind
Certified SRES® expertise for trust, probate, and senior relocation and tailored estate. With this service we offer the patience in helping as needed with de-cluttering, staging, and connecting our clients with a network of professionals such as law attorneys, financial planners, move managers, and more to minimize stress ensuring a smooth transition.
Specialized experience: with the sales of over 500+ foreclosure (REO) transactions and have the Short Sales & Foreclosure Resource-(SFR) & CDPE (Certified Distressed Property Expert-CDPE certification through the National Association of Realtors (NAR), allowed me to smoothly operation and run the former "Heart to Home Team." This allowed me to form and maintain long-lasting business relationships providing banking and servicer sales, property preservation, and investor acquisitions.
"Helping you sell smart. Buy right. Invest wisely"
Carlvette “Carl” McIver, Realtor® / Lender
SFR | SRES® | CDPE
DRE# 01436747 | NMLS# 387296